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What Happens If I Tell Someone My Accident Was My Fault?

Posted on : March 6, 2021

If you tell the other driver, a police officer, or a witness that you are to blame for the accident, this can significantly hurt your case and even make it impossible to file. Here’s what you should know and how to get the help you need after a motor vehicle collision. 

Know That Your Insurance Company May Take Advantage of You 

Car insurance carriers don’t want to pay out claims; it causes them to lose money. Understanding that your insurance company may take advantage of your statements to avoid paying a settlement can help you protect your own best interests. You can be confident they’re not looking out for what’s best for you. 

Understand How the Game Changes If You’ve Admitted Fault 

Admitting fault can make pursuing the full and fair compensation you deserve for the accident much more difficult, if not entirely impossible depending on what was said and what your insurance carrier and the other party’s carrier determine. 

Even if you pursue litigation after being denied an insurance settlement, the other party’s defense lawyers will likely use any statements of fault you made to discount your claims in front of the jury. 

How to Avoid Being Inadvertently Blamed for the Car Accident 

What you say after the accident both on the scene and later to police officers or insurance adjusters can have a significant impact on your case. Some phrases that seem innocuous can be twisted or taken out of context, leading to you being inadvertently blamed for the collision. Here are some things you should avoid saying:

  • “I apologize” or “I’m sorry” 
  • “I shouldn’t have done that” 
  • “I made a mistake” 
  • “I didn’t see you there” 
  • “I was checking my phone” 
  • “My car isn’t working right” or “I need to get my car fixed” 

You should always ask the other driver if they and/or their passengers are okay or if they need medical attention if you can. You also should provide them with your contact and insurance information. However, other conversations should be limited or avoided entirely. 

Involved in a Georgia Car Accident? We Can Assist You

At Southside Injury, we know that car accidents are life-changing no matter how they happened or who caused them. We can help you fight for the financial compensation you need after a collision. Call Southside Injury Law today for help at (770) 703-6008 or toll free at (800) 393-8595 to learn more.

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